Klarna is your everyday money app, helping you manage spending, payments, and rewards. All in one place.

Built for real life, it gives you flexibility in how you pay, protection when you shop, and smarter ways to get more from everyday spending.

Who can use Klarna?

To be eligible to use Klarna:

Be a resident of the United States or its territories

Be at least eighteen years old or of legal age in your state of residence.

Have a valid card/bank account.

Have full legal capacity to enter into a contract.

Accurately provide your true and correct personal details.

Be able to receive security verification codes via text message.

Good to know:

A valid Social Security Number (SSN) and a linked card or bank account may be required to use certain Klarna products, such as Pay in 4 and other credit-based payment options, as well as our banking products. Read our terms and conditions for more information. 

About klarna：https://www.klarna.com/us/what-is-klarna/

Klarna Customer Service：https://www.klarna.com/us/help/